![]() ![]() The customer pays off the pawned goods according to the contract: full repayment, re-pawning, installments, or partial redemption. Many people who pawn their goods in the form of gold to be used as business capital in investing. The services and products offered by sharia pawnshops are: Providing loans or financing on the basis of the law of pawning, Providing loans or financing on the basis of the law of pawning, Custody of goods (ijarah), Gold counters. Etymologically, the meaning of rahn is permanent and long, while al- hasbu means the detention of an item with rights so that it can be used as payment for the item. ![]() ![]() The amount of the loan is determined by the pawnshop, depending on the value and amount of the pawned goods. Understanding Sharia Pawnshops In Arabic terms, pawns are termed rahn and can also be named al-hasbu. The research to be carried out is library research, namely by collecting data related to the themes discussed. The aim of this research is to analyze the development of the concept of rahn in pawnshops. With this study, it will be known how to analyze public interest in using Sharia Pawnshops. Meanwhile, Sharia Pegadaian financing is Ijaroh, where there is a credit agreement between banks (mu'ajjir) and customers (muttajjir) to rent goods or objects for lease where the bank receives a service fee until the object of the lease is repurchased by the customer.The development of the Rahn Concept in Sharia Pawnshops in Indonesia is relevant for further research. Conventional pawnshops provide interest to customers who want to pay installments. What distinguishes between Sharia and conventional pawnshops is the method of payment. In 2002 the sharia pawnshop system was implemented and in 2003 the Sharia pawnshop was officially operated and the Dewi Sartika pawnshop branch became the first pawnshop branch office to implement the Sharia pawnshop system. After that, the plan for the establishment of a sharia pawnshop was started, but at that time there were a few internal problems so that the results of the comparative study were simply piled up. The establishment of a sharia pawnshop was in 1998 when the General Manager conducted a comparative study to Malaysia. The data used in this study comes from empirical data both primary and secondary, namely from books, documents, journals, as well as other literatures. This research itself uses a library research method. Therefore, this study aims to determine the origin of the existence of pawnshops in Indonesia, as well as the systems that are run on Sharia and conventional pawnshops. But from this, not many Indonesian people know how the history of the existence of pawnshops itself, as well as what kind of system distinguishes between Sharia and conventional pawnshops. For the people of Indonesia, it is familiar with the name pawnshop, because of the rapid spread of pawnshop companies. ![]()
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